Money Matters
Understanding Social Security Benefits
Over 64 million people today receive some form of Social Security benefits. (Source: Fast Facts & Figures About Social Security, 2015) But Social Security is more than just a retirement program. Its scope has expanded to include other benefits as well, such as disability, family, and survivor’s benefits. Disability Benefits. If you become disabled, you …
Money Matters
Balancing Work & Family Achieving a balance between work and family is a highly personal endeavor. There is no magic formula, and what works for one family may not work for another. It takes planning and resolve, and you’ll need to make choices along the way that align with what’s important to you. As you …
Money Matters
Presented by: Vision Financial Group 4 Critical Questions to Ask About Long-Term Care What is long-term care (LTC)? LTC refers to the ongoing services and support needed by people who have chronic health conditions or disabilities. There are three levels of long-term care: Skilled care: generally round-the-clock care that’s given by professional health care providers …
You Can Bank On It
Presented by: NobleBank & Trust Protect Yourself Against Identity Theft Sadly, Alabama is a hot spot for fraud aimed at consumers. This is particularly true for identity theft, a type of fraud involving an imposter stealing someone’s personal information, such as a Social Security Number or credit card information. Nationally, identity theft was the …
Legal Matters
Top 6 Estate Planning Mistakes If you’re like most people, you have the best of intentions with regard to how you want your estate distributed when you die or your affairs handled should you become incapacitated. Unfortunately, without proper planning, your best intentions may not be enough. Here are six of the most common estate …
You Can Bank On It
Presented by: NobleBank & Trust Home Sweet Home: Know Your Mortgage Options There are few who understand the local housing market better than Birmingham-area Realtors. Local experts say they are seeing a seller’s market developing in some areas. In our local community, listed homes are receiving multiple offers or are even selling the same …
Money Matters
Do You Need Disability Income Insurance? People ordinarily buy property and casualty insurance to protect their possessions and life insurance to provide income for their survivors. However, many people don’t think about protecting their income with disability insurance. How well could you live if you weren’t able to work? Disability is an unpredictable event, and …
Cleaning Out the Night-Stand Drawer
Spring has always been about working in the yard, doing some much needed house cleaning and taking or planning some long weekend trips with the family! At the same time all the local flowers shops start putting out their various displays, everyone begins ordering mulch or pine straw for their yards and you start seeing …
You Can Bank On It
Presented by: NobleBank & Trust A Noble Idea In 2004, a group of community leaders saw the need for a new locally-owned community bank. They had a common vision: to establish a financial institution based on Biblical principles. They envisioned a bank wherein all business endeavors and decisions would be handled in a Godly manner …