Legal Matters
Why Every Alabama Family Should Understand Special Needs Trusts
Legal Matters Planning for long-term care or supporting a loved one with a disability can feel overwhelming, especially when navigating complex rules about Medicaid, Social Security, and asset protection. Many Alabama families believe they must “spend down” everything they own before qualifying for government benefits, but that’s not the whole story. Pooled special needs trusts, …
Do You Have What You Need?
Legal Matters Take a moment to review the types of auto insurance coverage offered by auto insurance companies in Alabama and assess whether you have what you need to protect yourself and your family. Liability Insurance Coverage. Alabama law, under The Mandatory Liability Insurance law, requires vehicle owners to maintain a minimum of liability insurance …
Why Make an Estate Plan?
Legal Matters If the state will provide a method for distributing assets after one’s death, why even bother making an estate plan? Alabama has intestacy statutes in its code, and they provide a method for the orderly transition of assets to a person’s heirs. It costs money to make an estate plan. It takes time. …
An Avenue for Compensation for an Injured Victim of a Hit & Run
Legal Matters Presented by: Frank S. Buck, P.C., Personal Injury Alabama drivers are stunned when another vehicle smashes into them, but he or she will become astounded if that driver keeps on going and does not stop. The normal procedure after a motor vehicle crash of exchanging automobile insurance information will speed away with that …
A Christmas Carol and Estate Planning
Legal Matters The season for watching and reading Charles Dickens’s classic A Christmas Carol has arrived. Let’s take a moment to review this oft-viewed tale in the context of estate planning. With some prodding, Mr. Scrooge spent Christmas Eve reflecting upon his life and the shape of the world when he would no longer be …
What is Probate?
Legal Matters Probate is the court supervised process by which a decedent’s debts and taxes are paid, and a decedent’s assets are transferred to the decedent’s heirs. For people unused to legal terminology, a decedent is someone who has died. Chapter 8 of Section 43 of the Code of Alabama is known as the Alabama …
Unexpected “Phantom” Vehicles During Holiday Travels
Legal Matters Presented by: Frank S. Buck, P.C., Personal Injury This joyous time of year is full of excitement as we scurry around to the various holiday events of churches, friends, coworkers, and family. However, the holiday season is also a time of increased travel on the roadways, due to the hustle and bustle of …
An Innocent Text Can Change Your Life
Legal Matters presented by: Frank S. Buck P.C., Personal Injury Texting and driving is as dangerous as drinking and driving. Every week news stations report on yet another car wreck with severe injuries or even death that was caused by texting and driving. These constant and heart wrenching warnings should stop us in our tracks. …