Finances

Are My Social Security Benefits Safe?

September 26, 2018

Money Matters presented by: Vision Financial In the news from time to time we see a report that states that Social Security is “going broke.”  However, these reports are often based on projections by the Trustees of these programs. And projections are just that, projections… like pre-season football or election polls, they are trying to …

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Don’t Void Your Will By Mistake

September 26, 2018

Legal Matters Presented by: Bradford & Holliman, Estate Planning, www.bradfordholliman.com Parents often prepare Wills leaving assets equally to their children and then make mistakes with their accounts that favor one child over the others. By Mistake: Sally Denton’s Will leaves her assets equally to her three children. To help pay bills, Sally made the mistake of …

The Remedy for our Money Problems

September 25, 2018

Best Books In the Gospel of Matthew, Jesus makes a statement that stands in complete opposition to one of our society’s most entrenched values. Surprisingly, it has nothing to do with marriage, the sanctity of life, or even immoral conduct. “No one can serve two masters,” he said. “For either he will love the one …

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Programs to Help You Pay Your Medicare Premiums & Deductibles

August 21, 2018

Legal Matters Presented by: Bradford & Holliman, Estate Planning, www.bradfordholliman.com  It can be difficult for seniors and individuals with disabilities on the Medicare program to pay the Medicare monthly premiums and deductibles. Because of this, there are Medicare Savings Programs in Alabama that can help. These programs are administered through the Alabama Medicaid Agency. The programs …

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Preparing Yourself for Home Health & Nursing Home Expenses

August 21, 2018

Money Matters presented by: Vision Financial The estimated cost for nursing home care in Alabama in 2017 was $176 a day or nearly $65,000 a year. Home healthcare averages $38,000 per year. These are daunting numbers for sure. How can one prepare for these expenses? Health Insurance and Medicare do not cover long term care …

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5 Tips for Handling Market Volatility

July 26, 2018

Money Matters presented by: Vision Financial Conventional wisdom says that what goes up, must come down. But even if you view market volatility as a normal occurrence, it can be tough to handle when it’s your money at stake. Though there’s no foolproof way to handle the ups and downs of the stock market, the …

5 Keys to More Successful Investing

June 26, 2018

Money Matters presented by: Vision Financial While there is no guarantee that any investment strategy will be successful and all investing involves risk, here are five basic principles that may help you invest more successfully. Long-term compounding can help your nest egg grow. It’s the “rolling snowball” effect. Put simply, compounding pays you earnings on …

Let’s Get Organized: Reaching and Keeping Equilibrium 

June 26, 2018

Special Feature Picture this – you’re outside on a hot day; you go inside and pour a tall glass of water. Did it spill all over the counter? The floor? Into the garage? Of course not – you knew when to turn off the faucet. You knew the capacity of your glass and stopped before …

Business Today

May 23, 2018

Brought to you by: Community Partner Accounting for Profits, www.accprofits.com Balance Sheets Leave Off the Most Valuable Assets… It is amazing what you can learn just by being interested and in the moment. Over time, it seems as if you pick up a wealth of insights you wish you could have had when you started …

Pay Yourself First

April 29, 2018

Money Matters presented by: Vision Financial Each month you settle down to pay bills. You pay your mortgage lender. You pay the electric company. You pay the trash collector. But do you pay yourself? One of the most basic tenets of sound investing involves the simple habit of “paying yourself first,” in other words, making …