Money Matters
Robo Advisors have arrived, but life often calls for a Human Touch
Money Matters After years of development, numerous robo advisors have entered the world of investment management. Still, many investors may not fully understand exactly what robos do, or how they do it. A robo advisor is a digital platform that uses advanced algorithms (based on various financial models and assumptions) to select and manage investments. …
Summer Signals a Great Time to Find Your Dream Home
The Home Front presented by: HomeTown Lenders For several reasons, summer is a great time to launch your search for a new home. The inventory is broader right now, so you are more likely to find the house that checks off all your dream home boxes. The nicer weather and longer days make house hunting …
5 Steps to Handling Finances When Your Spouse Has Died
Money Matters Losing a spouse is a stressful transition, and the added pressure of having to settle the estate and organize finances can be overwhelming. Fortunately, there are steps you can take to make dealing with these matters less difficult. Notify others. When your spouse dies, your first step should be to contact anyone who …
Avoiding Probate When You Die: The Benefits of a Revocable Living Trust
Legal Matters presented by: Bradford & Holliman, Estate Planning Many people prefer to avoid the probate court process stating that they want to avoid the time constraints the court system imposes before distributing to beneficiaries, the cost, and the fact that the contents of a Will are available to the general public for review. Some …
Getting the Most Out of Your Landscape Investment with DSLD
Special Feature presented by: DSLD Land Management We all know how important first impressions can be. It can be the make or break point of walking out of an interview with your dream job or walking away empty handed. What you may not realize is that first impressions are just as important for houses as …
The Probate Process: What Happens When You Die
Legal Matters Most people know they should have a Last Will and Testament. What they do not know is what happens after the testator (the person) dies. A Will does not avoid the probate process. Instead, it works to make the process easier for the Personal Representative (also called the “Executor”). Of course, it …
“Successful Shred Day!”
Photo Fun Vision Financial recently hosted its 4th Annual Shred Day which gave area residents a safe, free way to dispose of sensitive documents they no longer needed and recycle electronics. The event benefited Gone for Good, a division of United Ability, formerly United Cerebral Palsy.
Retirement Questions to Think About
Money Matters Reaching retirement, regardless if it is earlier or later than expected, is what most people want to discuss and plan for. No matter what stage of life you’re in, take some time to think through the process and answer these, as well as other questions. How will you support yourself and your family? …
The Home Front: HomeTown Lenders
The mission of HomeTown Lenders is not only to make the dream of home ownership a reality but also the dream of attending college. Scott Moulton and his team recently awarded six area youth of local police officers scholarships to further their education at whatever college they should choose to go. The funds were raised …
How Are RMDs Calculated?
Money Matters Required Minimum Distributions (RMDs), are calculated by dividing your traditional IRA or retirement plan account balance by a life expectancy factor specified in IRS tables. Your account balance is usually calculated as of December 31 of the year preceding the calendar year for which the distribution is required to be made. Example(s): You …
